Digital Symmetric Core Currency Cryptography - 

       technology enables non-counterfeitable CBDC as a digital bearer instrument which meets the scale, interoperability, instant settlement and other operational and policy requirements for use as legal tender


eCurrency pioneered

Digital Symmetric Core Currency Cryptography (DSC  ) technology for central banks to issue and distribute

Central Bank Digital Currency (CBDC) securely and efficiently


  • Specialized in research, development and implementation of CBDC
  • Worked with central banks to define and build the solution since 2011
  • Continues to provide thought leadership on motivation, design and policy issues driving CBDC adoption
  • Utilizes collaborative and consultative approach

CBDC in the form of Digital Fiat Currency​

  • A digital bearer instrument, most cash-like
  • Fully interoperable with existing financial ecosystems
  • Instant settlement with finality
  • Retail, wholesale and cross border use
  • Privacy and security enabled 
  • Most scalable solution

Latest library updates

Newsletter July 2021
eCurrency newsletter
Newsletter provides an update on the Bank of Jamaica CBDC pilot project and articles on global initiatives for the implementation of CBDC.  Read
Indra and eCurrency join forces to deliver end-to-end digital currency solutions to central banks. Read
In the ITU Digital Currencies and Financial Inclusion Webinar, Bejoy Das Gupta participates in a discussion on how digital currencies enhance financial inclusion.  Watch
CEO, Jonathan Dharmapalan is invited to testify as witness at US House Financial Services Committee Hearing on "Digitizing the Dollar" Watch

Central bank perspectives

Bank of International Settlements
BIS 2.jpeg
Central bank digital currency: the quest for minimally invasive technology

June 2021

The authors set out the economic and operational requirements for a “minimally invasive” design – one that preserves the private sector’s primary role in retail payments and financial intermediation – for CBDCs and discuss the implications for the underlying technology. Read
Bank of England
New forms of digital money

June 2021

This Discussion Paper sets out the Bank’s emerging thoughts on new forms of digital money. Read
Norges Bank
Central bank digital currencies - Third report of working group

May 2021

This report by a Norges Bank working group summarises the third phase of Norges Bank’s research into CBDCs. The working group discusses the characteristics any CBDC must have, relevant technical solutions and the impact of introducing a CBDC.  Read

Available now

CBDC Proof of Concept Service
An increasing number of central banks are undertaking research projects to investigate the possibility of issuing CBDC in the form of digital fiat currency. 
eCurrency is now offering a digital fiat currency proof of concept service to central banks to assess the design, security, resilience, functionality and implications of CBDC.
The proof of concept allows central banks to gain hands-on experience to further its understanding of the possible approaches to issue a digital fiat currency using eCurrency CBDC solution. 

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