Digital Symmetric Core Currency Cryptography - 

       technology enables non-counterfeitable CBDC as a digital bearer instrument which meets the scale, interoperability, instant settlement and other operational and policy requirements for use as legal tender


eCurrency pioneered

 Digital Symmetric Core Currency Cryptography (DSC  ) technology for central banks to issue and distribute

Central Bank Digital Currency (CBDC) securely and efficiently


  • Specialized in research, development and implementation of CBDC
  • Worked with central banks to define and build the solution since 2011
  • Continues to provide thought leadership on motivation, design and policy issues driving CBDC adoption
  • Utilizes collaborative and consultative approach

CBDC in the form of Digital Fiat Currency​

  • A digital bearer instrument, most cash-like
  • Fully interoperable with existing financial ecosystems
  • Instant settlement with finality
  • Retail, wholesale and cross border use
  • Privacy and security enabled 
  • Most scalable solution

Upcoming event

CEO, Jonathan Dharmapalan, will participate on a panel with Scott Hendry, Bank of Canada and Neha Narula, MIT Media Lab.  The panel will examine the question, Central Bank Digital Currencies: End of the Road for Cash? The panel will be on Day 3 (16 December) of the 2020 Global Technology Summit.  

Latest updates

eCurrency news
An interview with Chief Commercial Officer, Lars Arvidsson, on benefits of eCurrency CBDC technology for all in the ecosystem. Read
This paper, co-authored by Bejoy Das Gupta, focuses on the motivations, policy questions, and design issues for a retail CBDC in a rapidly-digitalizing world. Read
Chief Economist, Bejoy Das Gupta, participates on a panel at the Central Bank of the Future Conference. Watch
(Panel starts at 2:14:13)

Central bank perspectives

Bank for International Settlements
Central bank digital currencies: foundational principles and core features
October 9, 2020
The Bank of Canada, European Central Bank, Bank of Japan, Sveriges Riksbank, Swiss National Bank, Bank of England, Board of Governors of the Federal Reserve and Bank for International Settlements have collaborated on a report setting out common foundational principles and core features of a CBDC. Read
Bank of Canada
Security and convenience of a central bank digital currency
October 6, 2020
Staff Analytical Note 2020-21
The central bank could mitigate potential security risks in the design of the CBDC by limiting balances or transfers, modifying liability rules or imposing security protocols on storage providers. Read
European Central Bank
Report on a digital euro
October 2020
This report examines the issuance of a central bank digital currency (CBDC) – the digital euro – from the perspective of the Eurosystem. Such a digital euro would be a central bank liability offered in digital form for use by citizens and businesses for their retail payments. It would complement the current offering of cash and wholesale central bank deposits. Read

Available now

An increasing number of central banks are undertaking research projects to investigate the possibility of issuing CBDC in the form of digital fiat currency. 
eCurrency is now offering a digital fiat currency proof of concept service to central banks to assess the design, security, resilience, functionality and implications of CBDC.
The proof of concept allows central banks to gain hands-on experience to further its understanding of the possible approaches to issue a digital fiat currency using eCurrency CBDC solution. 

Contact us

eCurrency Mint Limited
70 Sir John Rogerson Quay 
Dublin 2, D02 R296, Ireland

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