Perspectives & Research

eCurrency’s DSC3 cryptographic architecture is designed to strengthen security and privacy in central bank digital currency systems while protecting against emerging threats such as quantum computing. The Bank of Jamaica – harnessing technology from eCurrency Mint – was one of the first countries to launch a nationwide central bank digital currency (CBDC). Now, more than 100 central banks are engaged in CBDC work. eCurrency’s CBDC technology strives to offer seamless interope

A discussion exploring how digital fiat currency can replicate the operational characteristics of physical cash while enabling faster and more efficient digital transactions. 130 central banks around the world are now exploring the merits of issuing a Central Bank Digital Currency (CBDC) but as recently as 2015 not a single one was doing that, even though the idea of digital money dates back to the 1990s. The founders of eCurrency, on the other hand, a Dublin-headquartered co

This analysis examines key issues central banks must address when designing a retail CBDC system, including privacy protection, cybersecurity, offline functionality, and point-of-sale integration. The Bank for International Settlements (BIS) together with a group of seven central banks published a report titled ' central bank digital currencies: system design ' in November 2024. The report first provides some perspectives on overall system design and then focuses on four key