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Staff Notes
eCurrency published staff notes


Addressing the four key issues for a well-functioning retail CBDC system
This staff notes highlights how eCurrency DSC3 addresses the four key issues raised in a BIS report for a well-functioning CBDC system

Miles Au Yeung
Jan 9, 20255 min read


We are not in Kansas anymore: Key Driver, Policy Questions and Design Considerations for Retail CBDC
Bejoy Das Gupta, eCurrency Chief Economist, co-authors a paper for the 2020 Central Bank of the Future conference. The paper has been...
ranjod
Nov 19, 20201 min read


Policy Principles for Safeguarding Privacy and Financial Integrity
A balance has to be struck between privacy and financial integrity in digital payments.

Miles Au Yeung
Oct 7, 20203 min read


CBDC and Privacy Concerns
The eCurrency Digital Secure Currency (DSC) technology incorporates privacy as a core design tenet for the issuance of CBDC.
ranjod
Jul 30, 20205 min read


Blockchain is the wrong technology choice for delivering Central Bank Digital Currency (CBDC)
eCurrency has built and deployed a complete CBDC system required by the central banks without any of the issues exhibited by the blockchain.

Miles Au Yeung
Apr 24, 20207 min read


World Banknote Summit devotes multiple sessions to Central Bank Digital Currency
As cash usage tends to fall around the world, digitalisation of cash is increasingly at the forefront of discussions.

Miles Au Yeung
Apr 24, 20203 min read


The Tale of Three Investigations
Three papers evaluating the various CBDC design and implementation questions and options were published in February and March.

Miles Au Yeung
Apr 24, 20201 min read


COVID-19 Provides Another Rationale for Central Bank Digital Currencies
The coronavirus pandemic is bringing heightened focus on central bank digital currencies (CBDCs) for retail use by consumers and businesses.

Miles Au Yeung
Apr 24, 20204 min read


How CBDC should be designed to meet future payment needs?
In this episode, Barry Cooper and Jonathan Dharmapalan explore the immense opportunity of CBDC beyond the immediate challenges.

Miles Au Yeung
Apr 7, 20208 min read


Globalization of Digital Payments
Stablecoins are putting focus on the shortcomings of existing solutions for instant cross border payments.
ranjod
Dec 9, 20194 min read


OMFIF Report on Retail CBDCs – The next payments frontier
This article highlights the key findings of the OMFIF-IBM report on Central Bank Digital Currency (CBDC).

Miles Au Yeung
Dec 9, 20191 min read


Fighting Corruption with CBDC
At its fall meetings, the IMF held a series of meetings pointing out that corruption has a real and measurable impact on society.

Miles Au Yeung
Dec 9, 20192 min read


The Challenges and Opportunities of Fintech in Developing Countries
Central bank governors, bankers, fintech experts and eCurrency discussed the implementation of a framework to promote fintech.

Miles Au Yeung
Dec 9, 20192 min read


Need for Public Solutions Will Drive Faster Central Bank Digital Currency Adoption
There is a growing need for a strong public response in support of more inclusive growth, efficiency gains, reduced risks in payment systems

Miles Au Yeung
Dec 9, 201911 min read


IMF/World Bank Spring Meetings Bring Heightened Focus on Central Bank Digital Currencies
The IMF’s New Economy Forum at the Spring Meetings explored CBDC and the Economics of Data.

Miles Au Yeung
May 10, 201912 min read


Central Bank Digital Currency (CBDC) as a Tool for E-money Interoperability
The ITU is standardizing the terminology, technologies and system architectures for CBDC.

Miles Au Yeung
May 10, 20195 min read


eCurrency presents at the Future of Cash conference
eCurrency was invited to speak at the Future of Cash conference in Athens, Greece in February.

Miles Au Yeung
May 10, 20193 min read


Twenty-two central banks see CBDC issuance as possible to very likely by 2024
Sixty-three central banks responded to a survey on CBDC conducted by Bank for International Settlement, published in January 2019.

Miles Au Yeung
Apr 30, 20191 min read


Digital fiat currency, the ultimate instrument of financial inclusion
A Digital Fiat Currency (DFC) issued by the Central Bank will address e-money challenges more effectively.
ranjod
Nov 15, 20183 min read


The Fintech Revolution: Promising, but Not a Free Lunch
The innovations spurred by digital technology breakthroughs are starting to revolutionize the availability of financial services.

Miles Au Yeung
Nov 15, 20188 min read
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