Digital Symmetric Core Currency Cryptography - 

       technology enables non-counterfeitable CBDC as a digital bearer instrument which meets the scale, interoperability, instant settlement and other operational and policy requirements for use as legal tender


eCurrency pioneered

Digital Symmetric Core Currency Cryptography (DSC  ) technology for central banks to issue and distribute

Central Bank Digital Currency (CBDC) securely and efficiently


  • Specialized in research, development and implementation of CBDC
  • Worked with central banks to define and build the solution since 2011
  • Continues to provide thought leadership on motivation, design and policy issues driving CBDC adoption
  • Utilizes collaborative and consultative approach

CBDC in the form of Digital Fiat Currency​

  • A digital bearer instrument, most cash-like
  • Fully interoperable with existing financial ecosystems
  • Instant settlement with finality
  • Retail, wholesale and cross border use
  • Privacy and security enabled 
  • Most scalable solution

Latest updates

Newsletter Mar 2021
eCurrency newsletter
Bank of Jamaica CBDC pilot project, Crunchfish partnership,  eCurrency participates in dialogue, and more. Read
Bank of Jamaica announces eCurrency as the technology provider for Jamaica's CBDC pilot project.
In the ITU Digital Currencies and Financial Inclusion Webinar, Bejoy Das Gupta participates in a discussion on how digital currencies enhance financial inclusion.  Watch
How might CBDCs change the way we transact? Jonathan Dharmapalan joins Carnegie India's Rajesh Bansal to shed light on CBDCs.  Watch

Central bank perspectives

International Monetary Fund - Finance and Development
An IMF economist explains central bank digital currency to his mother
March 2021
This article is written in letter form to a previous generation accustomed to transacting only in the physical world.  It explains the inevitable evolution of money into the digital world.  It describes the benefits and some of the challenges that we will encounter as central bank digital currency is introduced. Read
The Federal Reserve
Preconditions for a general-purpose central bank digital currency
February 24, 2021
Money is a social and legal construct underpinned by trust. Today, there are ongoing discussions on a new form of central bank money distinct from physical cash and limited-access central bank deposits. This report focuses on the potential for a general-purpose CBDC that can be used by the public for day-to-day payments. Read
European Central Bank
Report on a digital euro
October 2020
This report examines the issuance of a central bank digital currency (CBDC) – the digital euro – from the perspective of the Eurosystem. Such a digital euro would be a central bank liability offered in digital form for use by citizens and businesses for their retail payments. It would complement the current offering of cash and wholesale central bank deposits. Read

Available now

CBDC Proof of Concept Service
An increasing number of central banks are undertaking research projects to investigate the possibility of issuing CBDC in the form of digital fiat currency. 
eCurrency is now offering a digital fiat currency proof of concept service to central banks to assess the design, security, resilience, functionality and implications of CBDC.
The proof of concept allows central banks to gain hands-on experience to further its understanding of the possible approaches to issue a digital fiat currency using eCurrency CBDC solution. 

Contact us

eCurrency Mint
70 Sir John Rogerson's Quay
Dublin 2, Ireland
1999 Harrison Street
Oakland, California, USA
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