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Digital Symmetric Core Currency Cryptography - 

       technology enables non-counterfeitable CBDC as a digital bearer instrument which meets the scale, interoperability, instant settlement and other operational and policy requirements for use as legal tender

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eCurrency pioneered

Digital Symmetric Core Currency Cryptography (DSC  ) technology for central banks to issue and distribute

Central Bank Digital Currency (CBDC) securely and efficiently


  • Specialized in research, development and implementation of CBDC
  • Worked with central banks to define and build the solution since 2011
  • Continues to provide thought leadership on motivation, design and policy issues driving CBDC adoption
  • Utilizes collaborative and consultative approach

CBDC in the form of a Digital Bearer Instrument​

  • A digital bearer instrument, most cash-like
  • Fully interoperable with existing financial ecosystems
  • Instant settlement with finality
  • Retail, wholesale and cross border use
  • Privacy and security enabled 
  • Most scalable solution

Latest library updates

Newsletter April 2022
eCurrency newsletter
Newsletter provides an update on the Bank of Jamaica CBDC national rollout, news articles on and papers published by central banks on their perspectives on CBDC.  Read
JAM-DEX facilitates Government Wage Payment Employment Generation (Christmas Work) Programme
At the ITU DC3 conference, Bejoy Das Gupta participates in a Fireside chat discussing examining the impact of CBDC on financial inclusion.  Watch
S Lynch ECASH bill
Congressman Stephen Lynch on Digital Dollar 'ECASH' Bill, the concept of bearer instrument secured by hardware and software, and not crypto. Watch

Central bank perspectives

International Monetary Fund
IMF Sign
Crypto Assets and CBDCs in Latin America and the Caribbean

February 2023

This paper also describes briefly the results of a survey on CBDCs’ introduction plans and crypto assets regulation. Read
U.S. House Committee on Financial Services
House committee on FS

March 2022

E-Cash is a true bearer instrument. Consequently, E-Cash transactions do not involve or require settlement via a blockchain or distributed ledger. Read
U.S. Federal Reserve Board
US Fed Washington
Money and Payments: The U.S. Dollar in the Age of Digital Transformation

January 2022

This paper examines the pros and cons of a potential U.S. central bank digital currency. The paper summarizes the current state of the domestic payments system and discusses the different types of digital payment methods and assets emerged in recent years. Read

Available now

eCurrency PoC service 2021.jpg
An increasing number of central banks are undertaking research projects to investigate the possibility of issuing CBDC in the form of digital fiat currency. 
eCurrency is now offering a digital fiat currency proof of concept service to central banks to assess the design, security, resilience, functionality and implications of CBDC.
The proof of concept allows central banks to gain hands-on experience to further its understanding of the possible approaches to issue a digital fiat currency using eCurrency CBDC solution. 

Contact us

eCurrency Mint
70 Sir John Rogerson's Quay
Dublin 2, Ireland
1999 Harrison Street
Oakland, California, USA
Thank you for contacting eCurrency!
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